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Crunk Dirty
SIPP and Pension Advice For the Canny Investor
The tagline given by Cartoon Network describes the cartoon as such - "The Beauregard family, much like their Mississippi mansion, is falling apart. Relics of the Old South, this dysfunctional clan sits in stark contrast to the modern crunk-fueled Dirty South that has grown up around their crumbling estate, Frenchman's Bend." In the cartoon, the Beauregard family appears to be the only white characters in cartoon. According to Banner in an interview, "It's going to be about an older white family in Mississippi whose mind frame is still caught in the 1800s...Then along comes me, and then, wow!"
The carton debuted on the Cartoon Network on May 13, 2007 in line with the station's "The Night of 1,000 Pilots." It garnered favorable reception and was given the green light to create six additional episodes to complete a first season. Unfortunately, before production commenced, the cartoon was completely scrapped and then retooled for an upcoming speak titled "Freaknik: The Musical."
Aside from writing the cartoon, Banner also starred in it as Virgil Gibson. Other actors included Roxanne Estrada, Heather Lawless, Adam Reed, Jason Walden, and Hayden Ward.
When asked why he wanted to create this cartoon, Banner said, "'Crook'd Sipp' deals with societal issues of the day and allows me as a rapper to use another avenue to get the word out on issues that they may have not have a chance to do through sound recordings."
You may remember the government announcing pension simplification in it's A-Day a couple of years back. Personally I believe it will take the next twelve months to make its way through but there is already evidence that its had its effect by driving down the yields on Gilts and corporate bonds and effectively driving down the cost of borrowing.
But the gloom merchants are already missing a trick or two. Pessimism will not keep them down.
There is only one characteristic I have found that matches peoples complaints about their poorly performing pension funds and that's the apathy regarding doing something about it. 'I know its doing badly but where do you go' is the general response with the fear that another bad decision may be just around the corner.
I have not been positive on this asset class for some time but I believe I may be nearing that point now.
For the canny SIPP investor there lies a doubling opportunity. Distressed property assets coupled with the tax relief on your SIPP is a mighty fine cocktail. This is a big step, and one that should only be taken after consulting an independent pensions adviser with your Free Brochure details.
A SIPPs pension can provide you with the flexibility to manage your own scheme. As of April 6 2006, not only will you be able to invest cash in your SIPPs pension, but you will also be able to hold property in your SIPPs fund. You will get tax relief up to a certain level of funds, and charges for SIPPs pensions are generally less than those for company pension plans, with often significantly better fund performance.
The SIPP Trustees can borrow from a commercial lender to buy commercial property. The amount that can be borrowed is a maximum of 50% of the net asset value of the SIPP immediately prior to the borrowing and will take into account any existing borrowing.
About the Author
Rebecca Jest is a freelance financial journalist with years experience in financial writing.
Christokyo - Dirty Crunk (Instrumental)